Premium finance · Aviation · California-first
Producers build a quote; the aircraft owner reviews the plan and pays via Stripe, and it becomes a financed account. The producer console now separates Quotes from Accounts (schedule + payment history + balance), and customers can log in to their own portal — backed by real Stripe test payments.
Quotes / Accounts / All toggle · account detail with financing, payment schedule, payment history, balance & next payment.
Aircraft owner logs in, sees their financed account(s), schedule and payments. Separate session from producers.
| Role | Company / Insured | Login | Password | Where |
|---|---|---|---|---|
| ADMIN | SpotCircuit — full data | brian@spotcircuit.com | iflyf123 | /login |
| ADMIN | Skyline Aviation Brokers — fresh company | demo.producer@iflyfinance.dev | DemoPass1! | /login |
| CUSTOMER | San Diego Sport Aviation | sandiegosportaviat@example.com | CustPass123! | /portal/login |
| CUSTOMER | Central Valley Ag Air | centralvalleyagair@example.com | Coastal1! | /portal/login |
| CUSTOMER | Coastal Wings Flight School | coastalwingsflight@example.com | Bakers1! | /portal/login |
Dev/test credentials only. Customers log in at /portal/login; producers at /login.
stateDiagram-v2
[*] --> Quoted: producer creates
Quoted --> InProgress: accept + pay down (Stripe)
InProgress --> Grace: payment fails
Grace --> InProgress: payment resumes
Grace --> Delinquent: grace ends (+ late fee)
Delinquent --> Cancelled: delinquent period ends
InProgress --> Complete: fully paid
Quoted --> [*]: expire / delete
flowchart TD
P[Producer builds finance quote] --> S[Send customer link]
S --> R[Customer reviews the plan]
R --> Pay[Accept and pay down via Stripe]
Pay --> Acct{{Account · InProgress}}
Acct --> Cons[Producer Accounts console:
schedule · payments · balance]
R --> Reg[Customer registers a login]
Reg --> Portal[Customer Portal:
my accounts · payments]
Acct --> Portal
Link · pay-in-full vs finance · flight-path schedule · Truth-in-Lending box · adopt-&-sign + pay.
Wizard · prefilled insured · policy schedule · live-recalculating down payment / term / APR.