Premium finance · Aviation · California-first · Status for Matt & Teddy
Producers build a quote; the aircraft owner opens a secure tokened link (no login), reviews the plan and pays via Stripe, and it becomes a financed account. It's one Quotes console spanning the whole book — filter by status from Quoted through Paid off — backed by real Stripe test payments. Customers never log in; they're data + an email-keyed Stripe customer.
One Quotes surface — pill-box status filter (Quoted → Paid), producer column, defaults to your own book. Account detail: financing, schedule, payment history, balance & next payment; Payoff / Cancel / Record payment.
The aircraft owner opens the secure quote link from the email (QuoteGuid + JWT) — reviews the plan, previews / downloads the agreement PDF, and pays via Stripe. No account, no login.
| Tier | Login | Password |
|---|---|---|
| CORPORATE | brian@spotcircuit.com | iflyf123 |
| AGENCY ADMIN | skyline.admin@iflyfinance.dev | TestPass1! |
| PRODUCER | Skyline: Alex & Jordan (agent) — login enabled on request | |
Producers/admins → /login. iFly Dev = the platform tenant; Skyline Test Agency is a separate, isolated agency.
stateDiagram-v2
[*] --> Quoted: producer builds finance quote
Quoted --> InProgress: customer accepts + pays down (Stripe)
Quoted --> [*]: quote expires / deleted
InProgress --> Grace: a payment fails
Grace --> InProgress: payment resumes
Grace --> Delinquent: grace ends (+ late fee)
InProgress --> Complete: fully paid · or producer Payoff
Delinquent --> Cancelled: delinquent period ends
InProgress --> Cancelled: producer Cancel
Grace --> Cancelled: producer Cancel
Delinquent --> Cancelled: producer Cancel
note right of InProgress
Account = any status past Quoted (terms locked).
Producer servicing: Payoff, Cancel, Record payment.
end note
flowchart TD
P[Producer builds finance quote] --> S[Send secure customer link]
S --> R[Customer reviews the plan]
R --> Pay[Accept and pay down via Stripe]
Pay --> Acct{{Account · InProgress}}
R --> PDF[View agreement PDF
via the same tokened link]
Acct --> Manage[Producer Manage hub:
Payoff · Cancel · Record payment]
Acct --> Cust[Customers directory:
by insured · search]
Tokened link · financing plan (pay-in-full lives at the brokerage gateway) · flight-path schedule · Truth-in-Lending box · adopt-&-sign + pay.
Wizard · prefilled insured · policy schedule · live-recalculating down payment / term / APR.